Compare
Several apps can turn your phone into a card terminal for your Stripe account. They all work the same way underneath — payments go straight into your own Stripe account — so the comparison comes down to fees, features and polish. Here's how Paid stacks up against Payment for Stripe, Collect for Stripe and ChargeStripe.
Paid charges the lowest per-transaction fee of the major Stripe POS apps — 0.99%, against 1.2% for Payment for Stripe and 1.3% for both Collect for Stripe and ChargeStripe (each on top of Stripe's standard fees). None of the four charges a monthly subscription.
Beyond price, Paid is trusted by 40,000+ businesses, holds a 4.8-star rating, and is a Stripe Verified Partner. It covers the full point-of-sale toolkit: Tap to Pay on iPhone and Android, Bluetooth card readers, a product catalog, tips, taxes, pass-fees-to-customer, recurring subscriptions, payment links and QR codes, and team members with roles.
Side by side
| Paid | Payment for Stripe | Collect for Stripe | ChargeStripe | |
|---|---|---|---|---|
| App fee per transaction | 0.99% | 1.2% | 1.3% | 1.3% |
| Tap to Pay on iPhone | ✓ | ✓ | ✓ | ✓ |
| Tap to Pay on Android | ✓ | ✓ | ✓ | ✓ |
| Bluetooth card readers | ✓ | ✓ | ✓ | ✓ |
| Built-in tipping | ✓ | ✓ | ✓ | ✓ |
| Recurring subscriptions | ✓ | ✓ | ✓ | ✓ |
| Product catalog | ✓ | ✓ | ✓ | ✓ |
| Payment links & QR codes | ✓ | ✓ | — | ✓ |
| Team members at no extra fee | ✓ | ✕ | ✓ | ✓ |
| Repeated charge mode | ✓ | — | — | — |
| Self-serve mode | ✓ | — | — | — |
| Advanced fee pass-through to customers | ✓ | — | — | — |
Fees and features as advertised on each provider's website, June 2026. — means the feature is not advertised; check current listings before deciding. All app fees are charged on top of Stripe's standard processing fees.
On $10,000 of monthly sales, the app fee alone is $99 with Paid, $120 with Payment for Stripe and $130 with Collect for Stripe or ChargeStripe. Over a year, choosing Paid saves $252 versus Payment for Stripe and $372 versus Collect for Stripe or ChargeStripe at that volume — and the gap grows with your sales.
Because all of these apps run on your own Stripe account, Stripe's processing fees are identical whichever you pick — the app fee is the only variable. Try the fee calculator with your own numbers.
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Simple setup
Download our app with a modern design. It's a joy to use from the App Store or Play Store.
Enter the amount, enter card details (or touch the contactless card) and get paid! That's it.
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